PPI Claim Letter

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Contents © PPI Claim Letter . me.uk 2019

PPI Claim Letter - Told I had to have PPI

This template can be used if you were told that you were obliged to have PPI as part of the terms of the agreement with the loan or card provider. If you need more information about this reason go here.



[Your name and address]


[Name and
address of the PPI provider]

Dear Sirs,

Re: Account number: [Add Your account number]

I am writing in connection with the above payment protection insurance (PPI) policy which I believe was mis-sold to me.

When I took out the [loan/credit card etc] I was told that I could not have the [loan/credit card etc] without PPI [You can add further information here]

Unless you can prove that the policy was fair and reasonable and that I was treated fairly when I was sold the insurance, I demand a full refund of all premiums, and subsequent interest on these payments, that I have paid in relation to this policy. I also expect 8% interest to be added to each payment I have made as this is the statutory amount a court would pay.

I look forward to your full and prompt response to this letter. If this matter is not settled within eight weeks of the date of this letter I shall be contacting the Financial Ombudsman requesting them to investigate my complaint.

Yours faithfully,

[Your signature]

[Your name]


Beware of downloadable forms. You don't have to download our form - just copy and paste it into a Word Document

This PPI claim letter is for use when you were told that you had to have PPI to be able to get the loan/ credit card etc. ie that it was compusory to have PPI. If there are additional factors that suggest that the PPI was mis-sold you can add them where indicated.

Remember to keep a copy and it's best to send it by registered post.